Through UFCIC’s direct to buyer retail website,, business owners can purchase a variety of commercial surety bonds fast, easily, securely, and at lower cost than traditional agency or online agency portal channels.

Currently UFCIC is focusing on the sale of License & Permit bonds with a multitude of additional bond types to be available in the near future. License bonds are typically required by federal, state, and local government entities as prerequisites for many licensed businesses to legally operate. Permit bonds are often required before a government entity will issue a permit to a business for a project or service. is unique in the marketplace by providing a remarkably easy process for business owners to purchase their bonds when they need them 24 x 7 x 365 – the purchase process typically takes minutes with most bonds issued and transmitted instantly to the buyer. And our cost-efficient process averages a 25% savings without convenience fees or commissions paid by bond buyers versus other insurers on the internet.