Founded in 2003, UFCIC is continuously innovating to serve new markets with new products based on cutting edge business strategies.
UFCIC targets property and casualty insurance for small businesses that are managed in such a way that they deserve to qualify for, and enjoy, the additional advantages in security and coverage offered by an admitted product. While the surplus market, as a last resort channel, can provide a reduced coverage form at a higher price, UFCIC turns this dynamic upside down. Via a higher standard of acceptance, expert underwriting rules, advanced analytics, machine learning, and external data sources to supplement standard risk information, the majority of UFCIC’s target business can “graduate” from the surplus lines and be provided with a superior coverage form in the admitted marketplace.
UFCIC also serves the specialty surety bond marketplace by providing a variety of proprietary, cutting-edge, and competitively priced surety products available through efficient direct and agent based technology enabled portals. Via UFCBonds.com, customers can buy License and Permit bonds direct, as well as other types of surety bonds, with zero commissions and fees – savings are up to 25% compared to online agency based surety bond platforms. Additionally, UFCBonds.com issues most bonds instantly and is available 24x7x365 and accessible by computer, tablet, or mobile device.
With corporate offices in Waterford, Michigan and Columbus, Ohio and team members throughout the United States, UFCIC maintains a Demotech Financial Stability and is Treasury Listed for surety bonds up to $1,000,000.
UFCIC is part of the Universal Shield Insurance Group.
Meet The Team
Christopher (Chris) Timm, CIC
Chief Executive Officer
Founder & Chairman
Richard (Rick) Klimaszewski
President & Chief Operating Officer
Executive Vice President & Chief Strategy and Analytics Officer
Anthony (Tony) Modd, Esq.
Executive Vice President & General Counsel
Travis Harrison, CPA, CPCU
Senior Vice President and Chief Financial Officer
Senior Vice President – Specialty Surety
Steven (Steve) Jokerst, FCAS, MAAA
Senior Vice President & Chief Actuary
Sandra (Sandy) Nance, CPCU
Vice President & Chief Underwriting Officer
Timothy (Tim) Ellis
Vice President & Chief Information Officer
Vice President – Chief Distribution Officer
Lisa Coulter, Esq.
Vice President – Claims
Lisa Daniel, CRM, CIC
Vice President – Garage Underwriting
Antoinette Hardy-Manyfield, AU, AINS
Vice President – Excess Casualty
Assistant Vice President – Specialty Surety
Assistant Vice President – Regulatory & Compliance