Our Story

Founded in 2003, UFCIC is continuously innovating to serve new markets with new products based on cutting edge business strategies.

UFCIC targets property and casualty insurance for small businesses that are managed in such a way that they deserve to qualify for, and enjoy, the additional advantages in security and coverage offered by an admitted product. While the surplus market, as a last resort channel, can provide a reduced coverage form at a higher price, UFCIC turns this dynamic upside down. Via a higher standard of acceptance, expert underwriting rules, advanced analytics, machine learning, and external data sources to supplement standard risk information, the majority of UFCIC’s target business can “graduate” from the surplus lines and be provided with a superior coverage form in the admitted marketplace.

UFCIC also serves the specialty surety bond marketplace by providing a variety of proprietary, cutting-edge, and competitively priced surety products available through efficient direct and agent based technology enabled portals. Via UFCBonds.com, customers can buy License and Permit bonds direct, as well as other types of surety bonds, with zero commissions and fees – savings are up to 25% compared to online agency based surety bond platforms. Additionally, UFCBonds.com issues most bonds instantly and is available 24x7x365 and accessible by computer, tablet, or mobile device.

With corporate offices in Waterford, Michigan and Columbus, Ohio and team members throughout the United States, UFCIC maintains a Demotech Financial Stability and is Treasury Listed for surety bonds up to $1,000,000.

UFCIC is part of the Universal Shield Insurance Group.

Meet The Team

Christopher (Chris) Timm, CIC
Christopher (Chris) Timm, CIC

Chief Executive Officer

Tom Parker
Tom Parker

Founder & Chairman

Richard (Rick) Klimaszewski
Richard (Rick) Klimaszewski

President & Chief Operating Officer

John Lucker
John Lucker

Executive Vice President & Chief Strategy and Analytics Officer

Anthony (Tony) Modd, Esq.
Anthony (Tony) Modd, Esq.

Executive Vice President & General Counsel

Travis Harrison, CPA, CPCU
Travis Harrison, CPA, CPCU

Senior Vice President and Chief Financial Officer

Brian Lietzke
Brian Lietzke

Senior Vice President – Specialty Surety

Steven (Steve) Jokerst, FCAS, MAAA
Steven (Steve) Jokerst, FCAS, MAAA

Senior Vice President & Chief Actuary

Sandra (Sandy) Nance, CPCU
Sandra (Sandy) Nance, CPCU

Vice President & Chief Underwriting Officer

Timothy (Tim) Ellis
Timothy (Tim) Ellis

Vice President & Chief Information Officer

John Catrabone
John Catrabone

Vice President – Chief Distribution Officer

Lisa Coulter, Esq.
Lisa Coulter, Esq.

Vice President – Claims

Lisa Daniel, CRM, CIC
Lisa Daniel, CRM, CIC

Vice President – Garage Underwriting

Garrett McClellan
Garrett McClellan

Assistant Vice President – Specialty Surety

Kimberly Hager
Kimberly Hager

Assistant Vice President – Regulatory & Compliance

Membership Affiliations