• Universal Shield Insurance Group Enters Commercial Excess Liability Insurance Market WATERFORD, Michigan – March 27, 2023 – Universal Shield Insurance Group (Universal Shield) is proud to announce a new product offering – Commercial Excess Liability insurance. This introduction brings stable capacity to the marketplace for this niche line of coverage which in recent years has seen numerous other carriers reduce available capacity and restrict coverage scope and features. Universal Shield’s Antoinette Hardy-Manyfield, vice president of excess underwriting, said “the last three years have been challenging for the insurance industry, with external factors such as social inflation and logistical supply chain […]

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  • Universal Shield Insurance Group Enters Commercial Garage & Auto Dealers Insurance Market WATERFORD, Michigan – March 21, 2023 – Universal Shield Insurance Group (Universal Shield or Company) is proud to announce a new product offering – Garage & Auto Dealers commercial insurance. This product brings a needed stable carrier into this niche line of coverage which has seen significant marketplace capacity fluctuations in recent years. Universal Shield’s Lisa Daniel, vice president of garage underwriting, said “2021 and 2022 were years of significant disruption for the Commercial Garage & Auto Dealers insurance marketplace with three national excess & surplus (E&S) markets […]

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