C & M First Services Inc. – Surety Partner Program

Fast. Easy. Secure.

Use our online system to easily quote and bind surety bonds the same day.

Universal Fire & Casualty Insurance Company is providing C&M First Services Inc. Agents an easy option to quote and purchase surety bonds. Our rates are competitive, and our application is easy to complete. Apply using our online application and receive your no-obligation free quote via email the same day. If you prefer a .pdf version of the application, download the .pdf application and send it to bond@cmfirst.com upon completion.

  • Easy Online Application

  • Quick Approval

  • Competitive Rates

Apply Now

1. Apply

Apply using our easy online application or download the .pdf and e-mail it to bond@cmfirst.com

2. Quote

We will send a No-Obligation Free Quote via e-mail soon after we receive the application. An indemnity agreement will be provided for the principal to sign.

3. Pay

If you approve of the quote and the indemnity agreement is signed, complete the payment

4. Print

Print your bond immediately after we receive the indemnity agreement and payment.

Popular Bonds

New York Nail Salon Wage BondLearn More

The State of New York required nail salons to obtain a wage payment bond to guarantee the payment of wages and fringe benefits to nail specialty employees. The amount of the bond is determined by the number of employees the salon employs.

View Online Application

Laundromat Bonds

Laundry Bonds are required by certain states or cities for a business to be eligible to obtain a license to operate a laundromat or a laundry cleaning service. For example, the New York City Dept of Consumer Affairs requires laundry services and coin operated wash businesses to obtain a license and surety bond.

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Liquor Tax Bonds

Alcohol Tax Bonds are required to guarantee the payment of taxes or fees imposed by the stat or local law for the sale, manufacturing, or warehousing of alcoholic beverages. For example, the New York Department of Taxation and Finance and the New York State Liquor Authority require bonds in the amount of $1,000 to $10,000 for entities who engage in the business of selling, distributing, or manufacturing alcoholic products.

View Online Application

Other Bonds We Offer

We offer a variety of commercial surety bonds including bonds for contractor license & permits, vehicle dealers, freight brokers, DMEPOS, liquor retailers, private detectives, lost titles, notaries, public officials, and more.

More Information on this service


Complete the application and receive your quote the same day! (Online application is preferred)

View Online Application
View .PDF Application




Universal Fire & Casualty Insurance Company (UFCIC)

UFCIC processes applications as soon as they are fully completed. You will receive a quote from our underwriters in as little as 60 minutes during normal business hours. If we have any questions regarding your application, we will contact you.

UFCIC has been providing surety bonds for 20 years. UFCIC is AM Best “A-“rated, Treasury Listed, and rated “A Exceptional” by Demotech. Our easy-to-use systems, knowledgeable team, competitive pricing, and excellent customer service make your job easier so you can spend more time building relationships with clients.